Cash Flow Forecasting: The 13-Week Model That Saves Businesses
Build a 13-week cash flow forecast that gives your Canadian business control, clarity, and confidence in every financial decision.
Cash flow drives every business. Learn how to create a 13-week forecast that reveals shortfalls early, strengthens bank confidence, and keeps your business on track.
In uncertain times, cash flow visibility is everything. The 13-week cash flow forecast gives Canadian business owners a rolling, real-time view of liquidity — helping them anticipate shortfalls, plan payments, and maintain bank confidence.
Key takeaways:
- Build a simple 13-week cash flow model in Excel or Xero.
- Identify inflow/outflow trends to plan for tax remittances and payroll.
- Use scenario analysis to test “best case” and “worst case” outcomes.
- Keep lenders and investors informed with proactive cash reporting.
Business Acquisition Due Diligence: Financial Red Flags
Before buying a business in Canada, know the financial red flags. Learn how to perform proper due diligence and avoid costly surprises.
Buying a business? Identify key financial warning signs before you close the deal. This guide covers CRA liabilities, tax exposure, and cash flow analysis every buyer should do.
Before you sign a purchase agreement, conduct a thorough financial review to uncover hidden risks. This guide highlights key due diligence steps Canadian buyers should take to protect their investment.
Key takeaways:
- Review tax filings (T2, GST/HST) for outstanding liabilities.
- Verify accounts receivable and inventory accuracy.
- Assess CRA compliance and potential payroll or sales tax exposures.
- Evaluate working capital needs and cash flow stability post-acquisition.